The book contains extensive coverage on different areas of bank loans in 23 chapters. The contents are basic statements like profit and loss account, balance sheet, cash flow and funds flow statement, Ratio analysis to know the health of the unit, assessment and computation of working capital and term loan; working on some specific loans like retail loans, farm loans, MSME loans, social and priority sector loans, loans against different securities, export loans. In the second phase there are chapters on different types of borrowers, security against bank loans, NPA, recovery, borrowers’ rights and bank’s obligations.

This book will meet the requirements of bankers, CAIIB aspirants, CAS. MBAS (finance), students pursuing graduate and post-graduate courses in finance and accounts, banking and financial consultants and others having interest in banking and finance.

Key areas covered:

• Profit and Loss
• Balance Sheet
• Cash Flow Funds Flow
• Ration Analysis
• Break-even Analysis
• Working Capital
• Term Loan
• Beyond Finance
• Loan-Proposal Process Note
• Formation of New Projects and Preparation on Project Report
• Retail Loans
• Credit to Micro, Small and Medium Enterprises
• Farm Credit
• Social Lending
• Credit to priority Sector
• Export Credit
• Loan against different Securities
• Different Types of Borrowers and Bank Exposures
• Security of Bank Loans
• Non Performing Assets
• Recovery of Bank Loans
• Borrowers Rights and Bankers Obligations